Crypto, Meet The Real World

BIX combines a self-custody crypto wallet with a crypto-backed Visa payment card. Eligible users can manage supported digital assets and use the card for everyday purchases. BIX is a technology company; regulated financial services are supplied by third-party providers. Official source ↗

BIX supports USDT and USDC for card funding on supported networks. Its help center explains that a card top-up moves stablecoins into the card’s smart contract, which holds the spendable card balance. Card purchases are paid from that balance rather than pulling funds from your wallet at checkout. Official source ↗

BIX advertises Visa acceptance for eligible cardholders. Merchant acceptance and purchase-location restrictions still apply. The countries where you can apply, order a physical card and make purchases are separate lists. Official source ↗

BIX advertises Apple Pay and Google Pay compatibility. Supported cards, devices and countries vary. Check the official help center and your app before relying on a particular mobile payment method. Official source ↗

Sweden appears on BIX’s accepted-country list. Applications remain subject to eligibility checks and successful identity verification (KYC). Other countries and U.S. states have their own availability rules. Check the live list before applying. Official source ↗

Use “Create BIX Account” to continue to the official BIX registration portal. Follow BIX’s account, identity-verification and app instructions there. This independent affiliate website does not collect your identity documents, wallet keys or account password.

The official card guide lists the Virtual card at US$9.99 and the Plastic card at US$99. The Plastic card is available only in selected countries and regions. These card prices are separate from transaction fees. Confirm current prices and any delivery charges before ordering. Official source ↗

BIX currently labels Metal and Gold cards as “coming soon” in its card guide. Do not assume presentation prices or launch dates are current. The guide says the card tiers share their core day-to-day functionality; design and material differ. Official source ↗

BIX’s fee reference lists 3% for standard card purchases, 1% for foreign-exchange conversion, US$1 + 0.6% for ATM withdrawals, US$0.75 for small authorizations under US$50, and US$0.65 for declined transactions. Charges depend on the operation and network. Check the app for the current applicable schedule; 3% is not a statement of the total cost of every payment. Official source ↗

Network fees, also called gas fees, pay the blockchain network for processing a transaction. BIX says these fees are not charged by BIX. Their amount varies by network, activity and transaction size. Official source ↗

For eligible international cards, BIX lists €30,000 per transaction, day and month; €75,000 per three months; and €100,000 per six months, per card. All applicable caps apply together. U.S. cards use adjustable in-app limits under a different program, subject to funds and applicable checks. Official source ↗

Eligible international physical cards have ATM limits of €750 a day, €5,000 a month and five withdrawals a day. BIX lists U.S. physical cards as coming later. Physical-card delivery is restricted to supported destinations and is separate from eligibility to apply for a card. Official source ↗

BIX describes its wallet as non-custodial: users control access and can export their private key from the app. Its documentation distinguishes wallet funds from the card’s smart-contract balance. Read the official custody and recovery instructions before funding an account. Official source ↗

BIX identifies Privy as its wallet infrastructure provider. Its help center describes key splitting, secure execution environments and independent assessments reported by Privy. These credentials concern Privy’s infrastructure; they should not be presented as BIX’s own certifications or a guarantee that a wallet is risk-free. Official source ↗

BIX advertises transfers and swaps for supported digital assets, including cross-chain functionality. Available assets, networks and features can change. Use the options and fees shown in the app and confirm that both sides of a transfer use a supported network. Official source ↗

BIX promotes benefits such as lounge access, concierge assistance and travel-related services. Access depends on the applicable card program, eligibility and benefit-provider conditions. Confirm activation requirements, exclusions and any charges before booking or relying on cover. Official source ↗

BIX’s custody article describes its planned virtual bank account as an on- and off-ramp, and explicitly marks it as coming soon. Do not treat a feature shown in an older presentation as live until BIX confirms availability in your app and region. Official source ↗

Use the official BIX help center and the terms shown in the app for current fees, availability and product conditions. BIX support is available at [email protected]. MiRo Sweden operates this independent affiliate website and may receive compensation from qualifying referrals. Official source ↗

No. BIX card eligibility includes residence checks and identity verification. Self-custody concerns control of wallet keys; it does not promise anonymous card payments or remove card-program requirements.

Self-custody and decentralization describe different properties. BIX describes user control of wallet keys, while its app, infrastructure providers and card services have their own dependencies and terms. Evaluate key control, recovery and payment conditions separately.

Read our guides to private-wallet control, BIX fees and card availability. Then use the official help center and in-app terms to confirm the conditions that apply to you.